No one understands the importance of life insurance better than those who have needed it, usually in unforeseen circumstances. AAA life insurance agents are among those people. They know how much life insurance matters because of their own experiences and are wholly committed to helping others set up a solid plan for an uncertain future.
Here are some of their stories.
Darius Jackson
Field Life Insurance Agent, Massachusetts
For Darius, life insurance is so much more than a product — it’s a passion.
“What motivates me to sell life insurance is knowing I’m helping give families peace of mind, and being a component in providing a little bit of light in a family’s time of need,” said Darius.
Seeing firsthand the tough situations that can unfold if someone is not insured, he makes sure to drive home the true importance of planning ahead for your loved ones.
“Life insurance is personally meaningful to me because I have seen the outcomes of not being insured within my own family,” says Darius. “Watching family members struggle financially after the loss of a family member made the grief harder to bear. Because of these experiences, I believe every family should have a [life insurance] policy.”
Jeff Flowers
Field Life Insurance Agent, Rhode Island
Jeff was a mortgage broker for nearly 30 years before coming to AAA, so he’s seen his fair share of unfortunate situations that life insurance could have helped avoid.
“I’ve gotten calls from past clients who lost their spouse and ended up needing to sell their home as their mortgage rate was now too high to pay off on their own. Life insurance would have prevented that,” said Jeff.
When he got his first term policy many years ago, Jeff didn’t really know anything about life insurance — only that it was the right thing to do with a wife, mortgage and children.
But now, after losing friends close to his age, he can truly appreciate its value. “One friend had life insurance and the other didn’t. I was able to see close up the difference it made on the family in both situations,” he said.
Looking back on his career, he’s happy to have been a part of such big, important life stages in people’s lives. “Helping people buy homes over the years was very rewarding,” he said. “My late-in-life career change protecting families in their homes is rewarding as well.”
Melvin Teasley
Internal Life Insurance Agent, New Jersey
Melvin’s mother was 76 years old and in relatively good health when she visited a doctor for a routine appointment in 2015. It’s still hard to fathom how she lost her life that day.
Melvin was at work when his brother called to tell him that his mother was sick and that he needed to come to the hospital right away.
“He wouldn’t tell me what happened as he knew I had a 45-minute drive and would be too upset. I didn’t find out until I got to the hospital that she had a heart attack at the doctor’s office,” Melvin said.
His mother fell into a coma and never returned.
Of six children in the family, he and his brother were the only two living in-state, so the responsibility of making final arrangements fell on them – a funeral, cremation and other matters totaling about $6,500. That’s when they found out that their mother’s life insurance coverage had lapsed.
They were no more prepared for these unexpected expenses than they were for their mother’s passing. It was a strain for Melvin, who had his own family to take care of.
“I learned that it is important to have a plan in place for these moments. If there was life insurance, we wouldn’t have had to worry about the financial burden at such an emotional time,” said Melvin, who became a life insurance agent in 2018.
“It became important for me to help as many families as possible avoid that hardship,” he said.
Melissa Bruning
Field Life Insurance Agent, Newburyport, Mass., Branch
As a registered nurse in mental health care for 20 years, Melissa recognizes how illness and death of a loved one can impact emotional well-being.
Dealing with grief is challenging enough, never mind the financial stress that often accompanies it.
“When a loved one passes away, there are numerous and sometimes unexpected expenses. This can be very challenging for a family that is grieving,” said Melissa, who left nursing for more family time before entering the health and life insurance field a few years ago.
“My role can help people and families navigate that part of life with a little less worry,” she said. “My hope is that my clients can focus more on the important things in life and worry less about the future.”
The important things can vary between families or depending on a person’s point in life. That’s why Melissa says life insurance is not a one-size-fits-all arrangement.
“At AAA Life, we have the unique opportunity to get to know our clients and design policies that fit them and their wishes best. I consider it a privilege to help people navigate this process in life,” she said.